Sasto Loan
About Sasto Loan

Nepal's First Digital Loan Platform, Built on Transparency & Trust

Developed by Trust Bridge Capital Pvt. Ltd., we built Nepal's first AI-powered loan marketplace to remove the friction, paperwork, and guesswork from borrowing.

Who We Are

Your Trusted Partner for Digital Loans

Sasto Loan is a lending platform developed by Trust Bridge Capital Pvt. Ltd., a Kathmandu-based fintech company. We built Nepal's first AI-powered loan marketplace to remove the friction, paperwork, and guesswork from borrowing. Instead of visiting bank after bank or any other lenders, our platform matches each applicant with pre-qualified offers from our network of BFIs and brand partners.

Sasto Loan was founded with a mission to simplify loans in Nepal. We connect borrowers with suitable financial solutions while maintaining complete transparency and customer-first values. Our goal is to make borrowing easier through smart loan matching.

We are not a bank, nor a moneylender. Sasto Loan is a technology service platform (TSP) that connects borrowers to licensed lenders. Every credit decision, interest rate, and loan term is set by the partner bank as per the policy of the lending bank, not by us. This distinction matters, and we state it clearly because transparency about what we do and don't do matters.

A family reviewing their loan options together on a laptop
An adviser presenting loan growth figures on a chart
Our Mission

Making Borrowing in Nepal Simple, Honest, and Accessible

Borrowing in Nepal has traditionally meant long queues, repeated paperwork, and little visibility into whether you're getting a fair rate. We built Sasto Loan to change that. Our mission is to make loan processing simple, honest, and accessible to every Nepali, whether you're financing a mobile phone, a vehicle, a home, or a loan for business expansion.

Applicants can complete the form in about two minutes. Our system reviews the profile and surfaces general eligibility, and suggests relevant interest rates, tenures, and other offers from our partner banks and financial institutions, each with clear details. Tools like the EMI calculator, loan swap benefit calculator, and net worth calculator help you compare before you commit.

How to Apply

Step-By-Step Guide on Easy Loan Application

Follow the given steps to apply for your loan successfully.

  1. 01

    Compare offers

    Compare loan types, interest rates, tenures, and terms to find the right option.

  2. 02

    Calculate EMIs

    Estimate your monthly EMI and explore the benefits available for your loan.

  3. 03

    Apply online

    Submit a simple online application with the required details and information.

  4. 04

    Get matched

    We compare your profile with suitable lending partners based on your requirements.

  5. 05

    Get support

    Our team guides you through the required documentation and loan disbursement process.

Queries from Our Customers

Frequently Asked Questions

Check out the major queries about how Sasto Loan works.

No. Sasto Loan is a loan marketplace that connects borrowers with licensed partner banks and financial institutions. We do not disburse loans or set interest rates ourselves.

Our Solutions

Operates Under Nepal Rastra Bank (NRB) Guidelines

Sasto Loan operates strictly within Nepal's digital lending framework as a Technology Service Provider (TSP) as set by Nepal Rastra Bank (NRB).

We do not extend credit ourselves; all lending activity is carried out by our partner banks and financial institutions, each of which is separately licensed and regulated by NRB.

Nepal Privacy Act, 2075 (2018) Compliant:

We strictly collect only information needed to match you and never sell applicant data.

Data Security & Privacy

Bank-Grade SSL Encryption & Restricted Internal Access

All applications submitted through Sasto Loan are encrypted end-to-end. Access to applicant data is restricted to authorized personnel involved in loan matching and customer support.

We review our security and governance practices periodically as our partner network and product range grow, ensuring full alignment with national data standards.

Zero Data Selling Guarantee:

Your financial information remains confidential between you and the matched partner bank.

Blogs & Insights

Our Recent News & Updates

Stay up to date with our latest articles, guides, and insights on loans and personal finance in Nepal.

Contact Us

Need Help Choosing the Right Loan?

Our team can help you understand the process and guide you toward suitable loan options.

Speak to the Loan AdviserStart Application

Disclaimer: Sasto Loan is a digital marketplace and technology platform; it is not a bank or financial institution. All credit assessments, loan approvals, and terms are determined solely by the respective partner Bank and Financial Institutions (BFIs). Sasto Loan facilitates the process through technology and is not liable for any terms, outcomes, or disputes related to your final credit arrangement with the BFI.

© 2026 Sasto Loan — All rights reserved|Brand managed and operated by Trust Bridge Capital Pvt. Ltd.

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