EMI Calculator

Calculate Your Loan Installment Instantly

Check eligibility, compare loan options, calculate EMI, and apply for a loan online in Nepal with SastoLoan.

रु
रु 50,000रु 3,00,00,000
%
0%20%
M
6 mth180 mth

Enter loan details to view EMI breakdown

EMI Overview

What is EMI Calculator?

An EMI calculator is a tool that estimates the fixed monthly amount a borrower will pay toward a loan, based on the loan amount, interest rate, and repayment tenure. Instead of working out the math by hand, an EMI calculator gives you an instant breakdown of principal, interest, and total repayment, so you know your monthly outgo before you sign any loan offer letter.

Sasto Loan's EMI Calculator works for home loans, auto loans, education loans, gold loans, and personal loans, and shows results in NPR with a month-by-month amortization schedule.

How to Use

Step-By-Step Guide on Easy EMI Calculation

Follow the given steps to calculate your EMI successfully in no time.

  1. 01

    Enter loan amount

    Use the slider or input field, from रु 50,000 up to रु 3,00,00,000.

  2. 02

    Set interest rate

    Use the rate your lender quoted, or the current average as a starting estimate.

  3. 03

    Choose tenure

    Pick a repayment period from 6 months up to 180 months (15 years).

  4. 04

    See your breakdown

    Results update instantly, with the exact principal-interest split for every payment.

Next Step

Compare Loan Rates and Check Your Eligibility

Once you know your estimated EMI, compare current loan rates across Nepali banks and check your eligibility before you apply.

Queries from Our Customers

Frequently Asked Questions

Answers to common questions about calculating your EMI.

EMI, or Equated Monthly Installment, is the fixed monthly payment you make toward a loan. Nepali lenders calculate it using the reducing balance method, applying interest only to the outstanding principal each month.

Contact Us

Need Help Choosing the Right Loan?

Our team can help you understand the process and guide you toward suitable loan options.

Disclaimer: Sasto Loan is a digital marketplace and technology platform; it is not a bank or financial institution. All credit assessments, loan approvals, and terms are determined solely by the respective partner Bank and Financial Institutions (BFIs). Sasto Loan facilitates the process through technology and is not liable for any terms, outcomes, or disputes related to your final credit arrangement with the BFI.

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