FD Calculator

Fixed Deposit Calculator Nepal

Estimate how much your fixed deposit will grow over time and understand the total returns at maturity.

रु
%
Year

Total Amount Deposited

Rs.

Total Interest Earned

Rs.

Maturity Amount (Before Tax)

Rs.

Tax Deducted

Rs.

Net Maturity Amount

Rs.

Total Deposited
Interest Earned
Tax Amount
FD Overview

What Is a Fixed Deposit?

A fixed deposit is a savings product where you lock a set amount of money with a bank or financial institution for a fixed term, in return for a higher interest rate than a regular savings account. The rate is agreed at the start and does not change during the term, even if market rates fall.

A fixed deposit calculator shows you exactly how much your deposit will be worth at maturity, including the interest you earn and the tax deducted before payout.

Fixed deposits in Nepal are offered by commercial banks, development banks, and finance companies licensed by Nepal Rastra Bank. Terms usually range from three months and above.

How to Use

Step-By-Step Guide on Calculating Your FD

Change one input at a time to see what actually moves your return — most savers find tenure matters more than they expect.

  1. 01

    Enter principal amount

    The lump sum you plan to deposit, in rupees.

  2. 02

    Set interest rate

    Use the rate quoted for your specific tenure, not the maximum advertised rate.

  3. 03

    Choose tenure

    Adjust the slider in years to compare how different lock-in periods change your return.

  4. 04

    Read your results

    Total interest, maturity before tax, tax deducted, and net maturity, with a visual breakdown.

Queries from Our Customers

Frequently Asked Questions

Common questions about fixed deposits in Nepal.

Interest is calculated on your principal at the agreed annual rate for the length of the deposit term. Most Nepali FDs pay interest out periodically rather than compounding it, so the standard calculation is principal multiplied by rate multiplied by tenure.

More Tools

Explore More Financial Tools

A fixed deposit is one part of a wider financial plan. See what a loan would cost you, or compare how a monthly investment plan stacks up against a lump sum deposit.

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Disclaimer: Sasto Loan is a digital marketplace and technology platform; it is not a bank or financial institution. All credit assessments, loan approvals, and terms are determined solely by the respective partner Bank and Financial Institutions (BFIs). Sasto Loan facilitates the process through technology and is not liable for any terms, outcomes, or disputes related to your final credit arrangement with the BFI.

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